Our Personal Insurance Solutions apply a sophisticated approach to insurance, Competitive pricing, A-rated carriers, and an intelligent strategy for protecting your assets. Most people ask the obvious – how much does the insurance cost? But we choose to approach it a little differently – we ask, how much could an overlooked exposure cost YOU?

Automobile
Are you properly covered in the event that you total someone else's vehicle in an "at fault" accident or even worse, cause them bodily harm? Are you prepared economically to repair or replace your own vehicle in the event of a claim? Are these risks you are prepared to take?

McGee & Thielen Insurance Brokers can save you money and find the auto coverage that best meets your personal and family insurance needs. We can also help handle your claim, resolve billing questions, update coverage as your needs change and explain your insurance in language that is easy to understand. We will carefully research the companies we represent in order to provide you with the best available rates while at the same time providing you with the comprehensive coverage that you need.

Homeowners
You saved your money for what seems like an eternity. Now you finally own a home of your own. Congratulations, you have just made what will probably be the biggest purchase of your life! So it just makes sense to protect it with top quality coverage through McGee & Thielen Insurance Brokers. We offer comprehensive homeowner's coverage to protect your investment from an assortment of catastrophes, including fire, hail, theft, vandalism, snow and ice, and many other perils. Your personal property will also be protected, as well as the welfare of your guests or other persons on your property. Statistics show that personal injury lawsuits are at an all time high, so you can't afford to be without this valuable coverage.

Whether you own your home or live in an apartment or condo, we can help take the guesswork out of homeowner's insurance coverage. In addition to the basic perils, there are many other coverages included under a homeowner's policy of which you may not even be aware. The A-Rated insurance carriers with whom we work can provide you with comprehensive coverage at an affordable price.

Valuables
Your valuable possessions, such as diamond jewelry, fine arts, china and crystal, etc., are worth a lot to you! Does your Homeowners Policy provide the coverage necessary in the event of a loss? Did you know that most Homeowners Policies only cover up to a specified limit of coverage in your policy for theft? Mysterious disappearance, forget it! The average Homeowners Policy doesn’t cover this type of loss.

To ensure that you receive the proper coverage that will replace your valuable possessions, McGee & Thielen Insurance Brokers. recommends that you purchase a Scheduled Personal Articles Policy. This policy will give you additional coverage, above your Homeowners Policy, under the contents coverage of your policy.

Let us help you ensure that your valuable possessions are covered to value in the event of a loss. Depending on the amounts of coverage requested, current appraisals will be required prior to purchasing this additional coverage.

Umbrella
Let’s face it – accidents happen – you could be one of the next victims! You’ve saved your money for what seems like an eternity. Why take the chance of having someone else try to take away what you’ve worked so hard for? If a friend or relative slips and falls on your property and sustains injury, do you have adequate Liability Coverage on your Homeowners Policy in the event you are sued? If you are traveling in your car, and lose control of your car, causing a serious accident, do you have enough Bodily Injury and Property Damage Liability on your Automobile Policy in the event you are sued? These are just some examples of occurrences that can happen and could result in a lawsuit.

Not having a Personal Umbrella Policy, you are risking the loss of your personal possessions – your car, home, the lifestyle to which you and your family are accustomed, even your future income. Are you aware that anyone can be sued, regardless of income level, for just about any reason? Lawsuits can result in settlements amounting to six figures, sometimes more.

The Personal Umbrella Policy is designed to provide world-wide catastrophe protection in excess over your other primary personal policies, including home, auto, watercraft and recreational vehicle. Some insurance companies refer to this coverage as “extra protection against legal action”! The policy also provides coverage areas that may not be covered by primary personal policies, policy coverage involving Personal Injury - libel, slander, wrongful eviction and Property Damage Liability. Additional defense costs and additional expense costs – premiums required on bonds, prejudgment or accrued interest, arising from a lawsuit, subject to a Self-Insured Retention.